mutual funds

Mutual Funds

A Mutual Fund offers an investor the opportunity to pool in their investment with other investors in a Mutual Fund scheme which is then professionally managed by professional investment managers. Mutual Funds invest in various types of securities like equities, bonds, debts etc depending upon objectives of the scheme.

Mutual Funds can be Equity Funds, Debt Funds, Liquid Funds or Hybrid Funds. Equity Mutual Funds are further classified as Large Cap Funds, Midcap Funds, Small Cap Funds or they could be sectoral funds etc.

Simple yet rewarding. Grow your wealth by investing in good Mutual Fund Schemes on the basis of your risk appetite.

Our Strategy

Our clients are often surprised by the possibilities we present to them; by thinking outside the box we present exciting new ventures:

  • Invest in consistent performers — and get consistent returns
  • Invest for long term
  • Be patient and disciplined with investments
  • Let the ‘Law Of Averaging’ work for you
  • SIP’s are the key to building wealth
  • Start early, Reap the benefit later
  • Understand the risk. Invest smart

The Process

The most important part of investing is the study of the Investor Profile. Factors like age of the investor, period for which investment is to be made, risk taking capacity etc are considered for selecting the mix of mutual funds.

This is the most worrying part for most clients going through the process of identifying the investment options. We help ease these issues through a realistic view of what can be accomplished without going overboard with unrealistic projections.

High risk – High returns and vice versa. Each client has a high or low risk appetite which determines the type of funds to be chosen for investment. A proper mix is needed for getting a good return from mutual funds.

Goal based investing is usually the most successful investment. Goals could be anything from planning for purchase of an asset like a home or a car to planning for children’s education or their marriage, retirement planning  or planning for a vacation. Goals are identified and a realistic plan is made for them.

Funds should be available when needed. Contingencies may arise anytime. Hence contingent liquidity is maintained at all times.

Each mutual fund scheme has a different investment strategy and hence different risk and growth possibilities. These are taken into consideration while selecting the mutual funds.

A strategy is finalised taking into consideration all the above factors. It is important that after the formulation of the investment strategy, it is followed ina disciplined manner.

The investments are monitored for performance on a regular basis by our team. Reports are sent to clients on a monthly basis. Changes are suggested if the need arises.

Benefits Of A SIP

A Systematic Investment Plan popularly referred to as an SIP is perhaps the best way of investing in a Mutual Fund Scheme. A disciplined investment in a SIP for a long term is the best tool for long term wealth creation. It combines the Law Of Averaging and the Law Of Compounding to deliver excellent results.

  • Disciplined and regular investment
  • Small amounts can be invested monthly
  • Rupee cost averaging
  • Simple and easy to start
  • Start early, reap the benefits later
  • Benefits of compounding
  • Flexible to operate.